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How old do you have to be to get a credit card?
Few things in your adult life are more important than a healthy credit profile. It …Read More »
Best Discover credit cards for 2025
Discover credit cards offer excellent ways to earn valuable rewards, and there are no annual …Read More »
The best credit cards for 2025
Choosing the right credit card can result in major savings over time. Whether you want …Read More »
What Is the Average Amount of Credit Cards to Have?
/in Credit Cards /by Online Credit LinesA study done by Gallup reveals that the average person has 2.6 credit cards, however, this statistic is a bit off because it also includes the 29 percent of Americans who don’t have credit cards. Those with more credit cards are often able to have more due to having higher credit scores. Below is a […]
Lowering Credit Card Fees
/in Credit Cards /by Online Credit LinesIt’s a little known secret that you can lower your annual credit card fees. Yes, you read that correctly: Although credit card fees seem daunting and overwhelming, they aren’t immovable! In fact, all you have to do is reach out to your bank and ask them to lower your fees, and most of the time […]
Common Credit Card Questions People Wonder About
/in Credit Cards /by Online Credit LinesThe internet is full of information about credit cards, yet people still wonder what the best choice is for them. Here are questions people wonder about… Is it a good idea to cosign for family members? You should probably never cosign on a card for family. If they default, you’re on the hook. Should cards […]
Disputing Charges On Your Credit Card Statement
/in Credit Cards /by Online Credit LinesBelieve it or not, your credit card company can make mistakes too. You should read your report and see if there are any additional or double charges that should be disputed. If you wait too long to dispute charges, it may be too late and you’ll still be liable for paying them. A few examples […]
How To Pay Off A Credit Card The Smart Way
/in Credit Cards /by Online Credit LinesAn option to pay off your credit card debt fast is to move your debt from a credit card to a home equity line of credit. Another term for it is HELOC. It can substantially decrease the amount of interest you pay. It is a smaller risk to lenders than other types of loans. That […]